Knowledge quiz

a five-way, individual credit risk control?
1, borrowing the legitimate
2, interest on a loan is very important
3, loan guarantees and mortgage
4, prescription of
5, legal debt collection

II, IOU IOU difference
first of all, both for different reasons. Ious usually resulting from borrowing and IOUs may be generated for a variety of reasons.
Second, the different nature of the two. IOU reaction loan contract relationship between the parties, is in itself proof of a contract, while IOU reaction simple debtor-creditor relationship between the parties.
in addition, both the Statute of limitations is different. Indicate the terms of promissory note and IOU, limitation from the date of their stated maturities of two years.